Terms & Conditions
Please read the following terms and conditions carefully before using this web site. The following terms and conditions form a legal agreement between you and the legal entities of rubtheloangenie.com 9709274 Canada Inc, rubtheloangenie.com 9709274 Canada Inc. By using this site, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, as well as all applicable laws and regulations. If you do not agree to these terms then use of this site is unauthorized, please do not use this site.
rubtheloangenie.com and other graphics, logos, icons, scripts, and service names on this Site are registered trademarks of rubtheloangenie.com. rubtheloangenie.com’s trademarks may not be used in connection with any product or service that is not owned by rubtheloangenie.com, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits rubtheloangenie.com. All other trademarks not owned by rubtheloangenie.com that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by rubtheloangenie.com.
All content included on this Site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of rubtheloangenie.com or rubtheloangenie.com’s content suppliers. All such content and its compilation are the exclusive property of rubtheloangenie.com and protected by the United States and international copyright laws. All software used on this site is the property of rubtheloangenie.com or its software suppliers and protected by the United States and international copyright laws.
This copyright notice applies to all proprietary material available throughout this Site.
Except for the limited license to download and print certain material/information from this Site for car insurance quotes, you have no right to use rubtheloangenie.com’s proprietary information or material. All rights with respect to rubtheloangenie.com’s proprietary information and material remain the exclusive property of rubtheloangenie.com.
USE OF THIS SITE
rubtheloangenie.com works directly with multiple insurance companies and partners to present the best possible rate on auto insurance that our partners can offer. In addition to the information you provide, most insurance companies use other information sources to calculate an accurate price for your insurance. These other sources include driving record(s), your claims history, a consumer report, and/or your credit history.
By clicking ‘Continue’, you agree that rubtheloangenie.com and its partners may use other information sources to collect information about you in order to calculate an accurate price for your insurance including, but not limited to, your driving records, your claims history, a consumer report about you, and/or your credit history.
You further acknowledge and agree that you may be contacted by our partners (or by third parties on their behalf), and that rubtheloangenie.com is not responsible for, and shall bear no liability whatsoever for, any such contacts other than those made directly by rubtheloangenie.com.
By providing your phone number and clicking “Continue”, you provide your electronic signature and consent to receive autodialed marketing calls and/or SMS text messages, including the use of prerecorded messages, about insurance products and services at the number you provide from rubtheloangenie.com, its representatives, any carrier on our panel, and up to four partners including All Web Leads and their agents, even if you are on a government or our company internal do not call list. Message and data rates may apply. You are not required to provide your phone number to receive a quote or use our services.
You are welcome to browse, search, access, utilize or otherwise interface with the Site subject to these terms and conditions of use and, in particular, the following conditions:You may download material displayed on the Site for lawful, non-commercial, personal use provided you also retain all copyright and other proprietary notices contained on the materials.You expressly agree that any software downloaded or otherwise obtained through the use of Site is done at your own discretion and risk and that you will be solely responsible for any damage to your network or computer system or loss of data that results from the download of software.Political campaigning, commercial solicitation, mass mailings, or any form of “spam” or other mass marketing from users is prohibited.You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead rubtheloangenie.com as to your identity. rubtheloangenie.com takes no responsibility and assumes no liability for any content posted by you or any third party.
SITE CONTENT AND PRODUCT DESCRIPTIONS
You acknowledge that rubtheloangenie.com and its partners attempt to be as accurate as possible when collecting and displaying information on the Site. However, rubtheloangenie.com does not warrant that product descriptions, pricing information, or other content contained on the Site is accurate, complete, reliable, current, or error-free.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
Your use of this site is at your own risk. This site is provided on an “as is” basis. Except as expressly required by law, rubtheloangenie.com makes no representations or warranties regarding the accuracy, reliability or completeness of this site’s content or the content of any site linked to from this site. Changes are periodically made to the information herein. rubtheloangenie.com has no duty to update this site or the content hereof and rubtheloangenie.com shall not be liable for any failure to update such information. To the extent permissible by applicable law, rubtheloangenie.com disclaims all warranties, express or implied, including without limitation warranties of non-infringement or title, and implied warranties of quality, performance, merchantability, fitness for a particular purpose, security, and accuracy. Further, rubtheloangenie.com does not warrant that this site or the server that makes it available is free of computer viruses.
You agree that rubtheloangenie.com, its partners, and any of their officers, directors, employees, or agents, will not be liable, whether in contract, tort, strict liability or otherwise, for any indirect, punitive, special, consequential or incidental damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with the use of this site or a linked site, or with the delay or inability to use the site or a linked site, even if rubtheloangenie.com was made aware of the possibility of such damages. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user’s equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., your inability to access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. rubtheloangenie.com cannot and does not guarantee continuous, uninterrupted or secure access to the web site.
You must be greater than sixteen (16) years of age to use this site. rubtheloangenie.com has the right to request that you positively identify yourself with sufficient identification (a state-issued drivers license) that matches the information in your registered user profile under certain circumstances including, but not limited to, certain promotions.
You hereby agree to indemnify and hold rubtheloangenie.com and its partners harmless from and against any claims for damages or other claims asserted against rubtheloangenie.com or its partners, including without limitation all indirect liability claims, consequential damages, losses, liabilities, costs, and expenses (including without limitation reasonable legal fees) arising from your use – in any form whatsoever – of this Site, from the information you transmit to this Site, from your violation of any rights of third parties, or from your breach of these terms and conditions of use.
This Site is made available at the discretion of rubtheloangenie.com. rubtheloangenie.com reserves the right to modify or discontinue the Site with or without notice and without liability to you or any third party at any time.
This Site was developed in, and in accordance with, the United States of America and shall be governed by, and your browsing in and use of the Site shall be deemed acceptance of, the laws of the United States of America and Ontario, Canada. You and rubtheloangenie.com agree to submit to the personal and exclusive jurisdiction of the courts located within Toronto, Ontario. Your conduct may be subject to other laws. Use of this Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.
All content on the Site is intended for users in the United States, Canada and rubtheloangenie.com makes no claims that the content of this Site may be downloaded outside of the United States. If you access this Site from outside the United States, you do so at your own risk. In such case, you are responsible for compliance with the laws of the country or territory in which you are located in relation to such access. References to a particular product or service do not imply that rubtheloangenie.com intends to make such products or services available in countries other than the United States and Canada.
Should any provision of these terms and conditions of use be invalid or should there be a gap in these terms and conditions of use, this shall not affect the validity of the remaining provisions.
rubtheloangenie.com shall only be legally bound by written agreements. Any oral arrangements between the parties shall not be legally binding, unless confirmed by rubtheloangenie.com in writing.
rubtheloangenie.com reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including the right to block access to this site from a particular Internet address or a particular user.