Privacy Policy

This Privacy Policy shall apply to rubtheloangenie.com and any domains and affiliated websites (collectively, the “Sites”) owned and operated under the “Rub the Loan Genie” brand by 9709274 Canada Inc. We use the terms “We”, “Rub the Loan Genie”, or the “Company” to refer to each of these entities, as applicable.

Rub the Loan Genie values your privacy

Rub the Loan Genie respects your privacy. We have provided the Privacy Policy in order for you to know how we may collect and use information you provide to Insurify while visiting the Site. If you use the Site and provide the information requested on the Site, then you do so in full agreement with the terms and conditions described in the Privacy Policy.

What personal data we collect and why we collect it

The Site may collect information about you and your use of the Site in two different ways. (1) User Submitted Data is information you personally select to contribute by means of typing in, for example, your name and address into a submission form; or (2) Browser Derived Data, for example, the fact that you are accessing the Site using a smartphone. Our collection and use of these two types of information is included in the Privacy Policy.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://rubtheloangenie.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

User Submitted Data

User Submitted Data is information that identifies you as an individual, such as your name, postal address, email address, home and/or wireless telephone numbers.

Upon completion of a quote and initiation of a call from Insurify.com website, your information will be accessed by a dedicated agent for the carrier quote you have selected. The agent will use that information to complete/ revise your quote, provide advice on your coverage and bind your policy over the phone.

Insurify may use User Submitted Data for several purposes including:

  • to respond to your questions.
  • to send you information about our Company.
  • to send you important information regarding the Site, changes to our terms, conditions, and policies and/or other administrative information.
  • to personalize your experience on the Site.
  • to improve the user experience on the Site, such as enhancing our website, identifying usage trends, determining the effectiveness of our promotional campaigns, and tailoring the Site experience and content based on your past activities on the Site.

We also may disclose User Submitted Data as we believe to be necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates; (f) to protect our rights, privacy, safety or property.

User Submitted Data you provide through the Site may be combined with other information you provide to us (via online or offline means), with demographic information and other information that is publicly available, or with other information about you that we may otherwise obtain online or offline.

We may disclose User Submitted Data:

  • to carriers and insurance agency partners we work with for the purposes of providing a quote.
  • to our third party service providers who provide services such as website hosting, data analysis, infrastructure provision, IT services, customer service, email delivery services, auditing services and other similar services to enable them to provide services.
  • to a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings).

Browser Derived Data

Browser Derived Data is information not submitted by you but that is instead provided by your access and use of the internet and an internet browser to connect to the Site, such as: browser specific information, server log file information, information collected through cookies, pixel tags and other technologies, and location information. We receive Browser Derived Data by your access to the Site including in the following manner:

Certain information is collected by most internet browsers, such as MAC address, type of computer, operating system details, browser software details, screen resolution, and whether it is a mobile device.

Your “IP Address” is a number that is automatically assigned to the computer or device that you are using by your ISP. An IP Address is identified and logged automatically in our server log files whenever a user visits the Site, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the Internet and is done automatically by many websites. We use IP Addresses for purposes such as calculating usage levels of the Site, helping diagnose server problems, and administering the Site.

Cookies allow a web server to transfer data to a computer or device for record-keeping and other purposes. We use cookies and other technologies to, among other things, better serve you with more tailored information and facilitate your ongoing access to and use of the Site. If you do not want information collected through the use of cookies, your internet browser has a tool to disable cookies.

We may use applications, including mobile applications or widgets, to collect information from you.

Pixel tags, web beacons, clear GIFs or other similar technologies: These may be used in connection with the Site and HTML-formatted email messages to, among other things, track the actions of the Site’s users and email recipients, measure the success of our marketing campaigns and compile statistics about the Site’s usage and response rates. We may use Browser Derived Data and other data, which does not identify you personally for any purpose, except where we are required to do otherwise under applicable law. In some instances, we may combine Browser Derived Data with User Submitted Data (such as combining your name with your geographical location). If we combine any Browser Derived Data with User Submitted Data, the combined information will be treated by us as User Submitted Data Information as long as it is combined. We also may disclose Browser Derived Data as we believe to be necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates; (f) to protect our rights, privacy, safety or property, and/or that of our affiliates, you or others; and (g) to allow us to pursue available remedies or limit the damages that we may sustain.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Linked Sites

The Privacy Policy does not address, and we are not responsible for, the privacy, information or other practices of any third party websites for whom we may include a link within the Site. We are not endorsing, in any manner, any of the linked sites which may be referenced in the Site. The Privacy Policy is only for our information only websites.

Security Measures

We use reasonable organizational, technical and administrative measures to protect User Submitted Data under our control.

Sensitive Personal Data

We ask that you not send or disclose to Insurify any sensitive personal information about yourself and your identity. We do not collect on the Site for any purpose nor have any need for your social security number, bank account information, credit card information, race, religion, national original, work history, political participation, health information, criminal background, or similar information. If you do business with Insurify separate from your access to the Site you may be asked for such information (for example, in connection with an employment application) but such information should only be submitted directly to the employee making such request related to a proper business purpose and not submitted by the Site.

If you have any questions about the Privacy Policy, please contact us. The Privacy Policy is reviewed regularly, and updated as necessary. Below is a listing of the most recent update. Your continued use of the Site after the date listed below confirms your acceptance of the Privacy Policy as in effect as of such date.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Contact Information

Rub the Loan Genie is a trademarked brand of 9709274 Canada Inc. an Ontario, Canada-based Inc. company. To obtain additional information regarding our Privacy Policy, contact Simply Grow Online:

9709274 Canada Inc
Call: 917-540-0279
Email: info@rubtheloangenie.com


Loading